HomeInsuranceCommunity
Individuals · Community

Community

Specific insurance for neighborhood communities. Coverage for structures, elevators, boiler and communal civil liability.

Coverage included

Protection designed to give you maximum peace of mind.

Damage to structure and common elements

Covers walls, ceilings, floors and all construction elements in common areas.

Boiler and central heating breakdown

Repair or replacement of the community boiler and central heating system.

Elevator breakdown

Coverage for elevator repair and rescue costs in case of entrapment.

Community Civil Responsibility

It protects you against claims from third parties for damages that occur in common areas.

Fire and explosion in common areas

Reconstruction of common areas damaged by fire or explosion.

Theft in common areas

Compensation for theft of property in storage rooms, garages or utility rooms.

Frequently asked questions

We answer your most common questions about this product.

What does community insurance cover?
Basically the structure of the building, the common areas (stairs, portal, roof, garage) and civil liability towards third parties.
Who decides coverage in a community?
It is decided by the community of owners in a meeting. The property manager usually submits proposals and the vote determines the policy.
Does the community insurance cover damages inside my apartment?
No. Damage inside each home is covered by your private home insurance. The community only covers common areas.

Want to know more about Community?

We advise you with no obligation. We compare the best insurers on the market to find the policy that best fits your needs.