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Individuals · Scooters and Bikes

Scooters and Bikes

Micromobility covered comprehensively. We work with the main insurers to offer you the best combination of price and coverage.

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Coverage included

Protection designed to give you maximum peace of mind.

Mandatory Civil Liability

Minimum legal coverage required for scooters over 25 km/h. Protect your assets against damage to third parties.

Robbery and fire

Compensation in case of total or partial theft of your scooter or bike, as well as damage due to fire.

Driver Accidents

Coverage of medical expenses and rehabilitation in the event of an accident. Includes permanent disability and death.

Travel assistance

Tow truck, travel assistance and replacement vehicle included for urban and interurban trips.

Legal defense and claims

Lawyers to claim third parties in the event of an accident. Includes criminal defense and damage claim.

Frequently asked questions

We answer your most common questions about this product.

Is it mandatory to insure an electric scooter?
Since 2024, the Traffic Law requires mandatory RC insurance for electric scooters that exceed 25 km/h. Traditional bicycles do not require it by law, but it is highly recommended.
Does home insurance cover my scooter or bike?
In many cases the coverage is partial or has low limits. Specific micromobility insurance guarantees real compensation for replacement value in the event of theft or damage.
Can I insure a high value bike?
Yes. We work with insurers that cover high value bicycles up to €20,000 including sports equipment, electronics and accessories.

Is your scooter or bike really protected?

We audit your situation and show you options adapted to your type of vehicle. Without obligation, in 15 minutes you have your clear comparison.

Scooter and Bike Insurance | Prudenzia - RC, theft and accidents