Accidents and Employees

Complete coverage for your business: from occupational accidents to Civil Liability. Protect your business and your workers.

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Main Coverage

Complete protection for your business

Group Personal Accident

Covers the entire workforce against occupational and non-occupational accidents: death, disability, temporary incapacity and medical expenses.

BTA – Agreement Insurance

Mandatory insurance required by sector regulations. Covers sums for death or severe disability according to the collective agreement.

Expatriates and IASME

Comprehensive coverage for internationally relocated employees: medical assistance, evacuation, personal liability and life insurance.

Premium Group Health Insurance

Medical insurance as an employee benefit to retain talent, with significant tax advantages for both company and employee.

Frequently Asked Questions

Get answers to your questions

Is accident insurance mandatory?

The BTA (Base Technical Insurer) stipulated in the collective agreement is mandatory depending on the sector. Complementary group accident coverage is voluntary.

What tax advantages does group health insurance have?

Premiums paid by the company are deductible as personnel expenses and do not count as taxable in-kind compensation for the employee up to certain limits.

Can family members be included in the health insurance?

Yes, most insurers allow the inclusion of spouses and children with small variations in the premium.

How long has it been since you reviewed your accident policy?

We show you if your coverage is up to date and if you are overpaying.

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